Richard Pratt

NMLS # 288856

801-953-5389

Rick@latitudelending.com

Richard Pratt Sr. Mortgage Consultant

Blog

How to Refinance After a Mortgage Forbearance

How to Refinance After a Mortgage Forbearance

Even though the COVID-19 pandemic is waning in the U.S., millions of Americans continue to suffer financially from the effects. In fact, 2.3 million homeowners are still in mortgage forbearance plans, according to the Mortgage Bankers Association. Hopeful

May 26, 2021 | Refinancing a Home

Should I Stay with my Current Lender when I Refinance?

Should I Stay with my Current Lender when I Refinance?

Even though they have been inching up, mortgage interest rates still remain near historic lows, making it an excellent time to refinance. If you want to take advantage of these rock-bottom rates or if you want to pull money out of your equity, the first s

May 19, 2021 | Refinancing a Home

5 Questions to Ask Yourself Before Applying for a Mortgage

5 Questions to Ask Yourself Before Applying for a Mortgage

The U.S. mortgage market is red hot right now. After a year of pandemic living, more and more people are ready to have extra space at home.  With all those potential buyers searching the market, housing inventory is ultra-low and competition is extreme. A

May 12, 2021 |

What is the Best Way to Pay for Home Renovations?

What is the Best Way to Pay for Home Renovations?

With the housing market red hot these days thanks to low interest rates and limited inventory, many homebuyers are considering properties that need some work just to be able to afford a home. And some homeowners who would prefer to trade up are instead tu

May 05, 2021 |

Condo or Townhouse - Does it Matter?

Condo or Townhouse - Does it Matter?

If you’re in the market for smaller home with less maintenance and cost, you’ve probably considered both condos and townhouses. However, you might not have realized that there are differences between the two in the types and cost of mortgages you can get.

Apr 28, 2021 |

There are LOTS of Reasons why You Might Want to Refinance

There are LOTS of Reasons why You Might Want to Refinance

Mortgage interest rates have been creeping up from their historic lows over the past few months, but they are still extremely low. That means refinancing remains a great option for those looking to save money. However, even as rates climb, there are plent

Apr 21, 2021 | Refinancing a Home

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